Homes for Heroes Experts

The Heroes Team

Flagler County, Fl.

Denise Fernandes

EXP Realty


Danielle DeSousa

WIN Mortgage

386- 589-9037


Qualifying Heroes save over $3,000 when they buy, sell or refinance a home with The Heroes Team.

It’s our way to say, “Thank You” for your service.

Sign up for The Heroes Team Newsletter & Stay Informed!

Hi! I’m Denise Fernandes

I'm Danielle DeSousa

We're your Florida Hero Experts!

We help qualifying heroes save money. Whether you are a healthcare worker, a nurse, a teacher, military personal, a police officer, EMS, or a fire fighter, we're here to help you!

When you decide to work with The Heroes Team, you’ll receive your Hero Rewards savings after closing on your home or mortgage. The average saving is around $3000. It is our way of giving back to the brave heroes who serve our community every day.

The Heroes Team

As great as those savings are, there’s another reason to consider Homes for Heroes for your real estate needs. Those who buy or sell a home with Homes for Heroes help give back to heroes in need through our Homes for Heroes Foundation and our Circle of Giving.

Every time a hero like you buys or sells a home using the services provided by Homes for Heroes, Inc. we make a donation to the Homes for Heroes Foundation
to serve heroes in need. This process is defined by our Circle of Giving.

Denise Fernandes

EXP Realtor

(386) 804-2454


Homes For Heroes Realtor

Danielle DeSousa

WIN Mortgage

(386) 589-9037

NMLS#: 1649268

Pet Friendly Lender
Homes For Heroes Lender

Visit The Heroes Team on Social Media. Join Our Group!

Florida has a new program!

If you qualify for Hometown Heroes, you will receive the assistance you need

when you purchase your first home in the community where you work. You are now able to couple it with the Homes for Heroes program and receive an average of $3000 in the form of a rebate check. Take advantage of both programs and save big on your home purchase!


Denise: (386) 804-2454 or

Danielle:(386) 589-9037

to see if you qualify!

Homes For Heroes

Homes for Heroes, Inc. is the largest nationwide network of affiliate real estate, mortgage, and local business specialists; committed to providing easy ways for heroes to save on a home. Most heroes save at least $3,000 when they buy or sell a home with us. When you add up savings from real estate agents, loan officers, title companies, home inspectors and other everyday deals, the savings is way beyond what you’ll get from other national programs.

Since 2009, Homes for Heroes, Inc., has helped over 64,000 heroes save over $124 million on their real estate transactions, sold over $17 billion in real estate to heroes, actively partnered with more than 4,200 like-minded real estate and mortgage professionals who’ve joined in the mission, and donated over $1.4 million to heroes in need through the Homes for Heroes Foundation.

Hometown Heroes

The Florida Hometown Heroes Housing Program is a state-funded program that provides down payment and closing cost assistance to eligible frontline or critical workers who want to buy their first homes in the communities where they work and serve. The program also offers a lower first mortgage rate and additional benefits to current and former military personnel.
The program is administered by the Florida Housing and Finance Corporation
and has a maximum assistance amount of $25,000. The program was approved by the Florida Legislature in response to the housing challenges faced by Hometown Heroes during the COVID-19 pandemic.

Homes For Heroes Circle Of Giving

The Homes for Heroes Circle of Giving is the process of how we serve our heroes. It begins when a hero registers on our site and we connect them with our local real estate and mortgage specialists to buy, sell or refinance a home. While working with heroes, our specialists provide exceptional service and assist our heroes with closing on a home or new mortgage. Following the closing process, heroes receive their Hero Rewards savings. Then, Homes for Heroes, Inc. makes a donation to the Homes for Heroes Foundation. The foundation then provides a grant to a nonprofit organization who assist heroes facing a housing crisis or urgent financial needs.
By providing the savings to heroes after they close on a home, and donating hero grants to organizations who help struggling heroes, we strengthen the health of local communities by putting more money into the hands of local heroes.

It is Our Mission to Thank Every Hero in the Nation

Listen To What Our Customers Have to Say!

Homes for Heroes was awesome! Hands down the best home buying experience anyone could ever ask for!


Military/Veteran - FL

Danielle is professional, detail oriented, and always on time! My "Go To" for mortgage counseling and advice. Best of the best!

Alan Frackowiak

Flagler Beach

Don't Miss Out On Your Dream Home!

Enter your info below and The Heroes Team will help guide you to your next home purchase with qualifying heroes' savings.

Denise Fernandes

EXP Realty


Danielle DeSousa

WIN Mortgage

386- 589-9037